Applying for and receiving financial aid can be an overwhelming process. Having patience and being diligent will make the process work for you. If you plan ahead and follow the necessary steps throughout the process you will be able to maximize your financial aid opportunities. It’s worth the time and effort!
Federal Assistance
Grants
Grants are funds that do not have to be repaid. They are available to students who meet financial need requirements. The most common grants are Supplemental Educational Opportunity Grants (SEOG) and Pell Grants
SEOG
The SEOG assists qualified undergraduate students who would be unable to attend college without aid. Annual awards are up to $1000 depending on need.
Pell Grant
Pell Grants are a need-based entitlement for students and are not affected by other aid.
MCC will always consider your eligibility for grants before any of the loan programs.
Jobs
Many students look to part-time employment on the campus to help supplement their money from home and their other financial assistance. Working part-time while in college not only helps pay the bills, but also enhances your resume for that first job. Manhattan Christian College participates in the Federal Work Study Program. Qualifying for Work Study money does not guarantee the student a job at the college. Qualification is merely the first step for the opportunity to earn the money, students must apply for limited on-campus jobs.
Loans
Loans let you borrow money for college at low interest rates. Most loans are paid back after you finish college.
Federal Student Loans
Federal legislation makes it possible for every student to be eligible for either a Federal Unsubsidized or Subsidized Student Loan. Freshmen may receive up to a maximum of $3,500 in Subsidized Student Loan funds during their first year in college, while sophomores may receive up to $4,500 per year, and juniors and seniors may receive up to $5,500 per year.
Federal Direct Subsidized Loan
The Subsidized Loan is based on financial need. Interest does not begin accruing on this loan until six months after the student is no longer at least a half-time student.
Federal Direct Unsubsidized Loan
The Unsubsidized Loan is a non-need-based loan available to students who do not qualify for the Federal Subsidized Loan or may want to borrow in addition to the subsidized loan. Interest begins accruing on this loan starting from the date of borrowing.
You may expect to begin repaying your Federal Student Loans six months after you cease to be a half-time student. Interest rates on Federal Student Loans vary with the U.S. Treasury Bill rate every July 1st. The interest rate is capped at 8.25 percent.
Parent Direct PLUS Loan
Federal regulations allow for your total cost of attending college to be covered by some form of financial assistance. If after receiving your financial aid awards you find that you still need money, your parents may borrow under the Parent Loan Program for Undergraduate Students (PLUS). The interest rate is set annually and repayment begins after the loan is made. There are some repayment deferments available.
State Aid for Kansas Residents
Kansas Scholarship Program
Manhattan Christian College participates in the State of Kansas Scholarship Program as outlined by the Kansas Board of Regents. For details on the Scholarship Program and its requirements please visit the The State of Kansas Student Aid website or call them at 785-296-3518.
Application priority deadline is April 1. Therefore, you should file the State Scholarship Application and the Free Application for Federal Student Aid (FAFSA) by April 1.
Kansas Grant
Manhattan Christian College also participates in the Kansas Comprehensive Grant Program (KCG) for private Kansas colleges. For more information on the KCG program and requirements, please visit the Kansas Board of Regents website. Priority deadline is April 1.
Application Process
As you can see from the variety of financial aid programs, college can be very affordable. While current regulations allow for all of your educational costs to be covered, you must carefully complete the entire student aid application process in order to take advantage of all of the available assistance.
Every student should apply for federal student assistance. You should never assume, without going through the application process, that you will not qualify for Federal assistance.
- Begin your application process by applying for admission to MCC. As you apply for admission, you should start the federal aid application process by completing the Free Application for Federal Student Aid (FAFSA). This application is available online at studentaid.gov, from your high school counselor or any college financial aid office. These applications are typically available in October of each year.
- To be considered for all forms of federal assistance for the following fall and spring semesters, you should submit your completed FAFSA by MCC’s Federal Aid priority deadline of April 1. If you apply after this date, your chances for receiving the SEOG, KCG, and Federal College Work Study at MCC may be reduced.
- Remember to list MCC as a school to which you wish to have your financial aid information sent. You’ll need MCC’s federal school code: 001931.
- When our school receives the FAFSA. We will complete the packaging process and get you an individualized award letter.
There are also a number of scholarship opportunities you can take advantage of.
MCC Book Voucher Request Form
Have more questions?
If you need additional information about the financial aid application process or programs, contact your high school counselor or Student Financial Services at 785-539-3571. You can also email Trish Runion at trunion@mccks.edu or Kristina Blanck at kristina.blanck@mccks.edu.
To get general information about the federal student financial assistance programs, assistance in completing the FAFSA or to obtain federal student aid publications call 1-800-4-FED-AID (1-800-433-3243) or visit www.fafsa.ed.gov
Learn More:
In accordance with the U.S. Department of Education Program Integrity Rule, 34 C.F.R. Part 668.43(b), the Kansas Board of Regents has adopted a process to review and appropriately act on student complaints concerning the private institution.